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Written by Paul Mutter
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Monday, 22 February 2010 16:49 |
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Classic scams reappear
The Gas Man Cometh
‘Oh no not again’ was the cry as
readers told us that two of the most
popular scams to be perpetrated
here on the Costa Blanca appear to
have resurfaced last week. The first is
‘The Gas Man Cometh’ scam very
popular a few years ago but not so
common in more recent times.
However we had one of our readers
call us last week from Quesada to say
he had received a letter from a
company in his post box saying that
an inspection was due and that a
representative would call. This
particular gentleman had had a bad
experience a couple of years ago and
had paid out a fairly large sum to
have the tubing replaced on his
heater on being told it was too long.
He checked with one of the two big
suppliers of gas in Spain and they
told him heaters can only be
accredited by approved officials and
the company that had contacted him
were not. A representative of the
company duly called on our reader
who told him he was not interested.
Let’s be clear though about the safety
and legal aspects of gas heaters and
other gas appliances. There is no
doubt they should be checked
periodically and your local agents
should be able to advise on that. They
may also be able to give you a list of
approved companies who can carry
out the checks for you. In the event of
any insurance claims surrounding it
may be important that you can show
that appliances have been checked
but above all there is your own safety
to consider. The gas companies may
well want to call and check your
installation occasionally which they
are obliged to do by law but they will
contact you first to make an
appointment. In the case of the
common gas heaters that many of us
have then the so called scam usually
centres on the replacement of the
orange tube and in the past there
have been extremely large amounts
of money quoted by readers who
have been stung in this operation.
There is a recommended
replacement date printed in black on
these tubes and replacements can be
obtained very cheaply and they are
easy to change. Just check for any
leaks before switching the appliance
back on. It is not the act of replacing
the tubes or regulators that is wrong,
merely the exorbitant charge that has
sometimes been made and in some
cases the unnecessary replacement
of parts. If you need to have the work
carried out you should ask for an
estimate before the work is started.
That way if you think it is excessive
you can get another quote.
The Locksmith needs paying
This next scam is a true out and out
‘con’ and regular readers will have no
difficulty in recalling this particular
gentleman who has operated this
confidence trick on and off for at least
the past six or seven years in various
places up and down the Costa Blanca.
I am referring to ‘The Locksmith scam’.
I can almost here you all saying, “Oh
Yes, I know this one,” and you would
be right. This is our old friend who
calls on your house in a very upset
and disturbed state with a story to
melt the heart of the most
unsuspecting. He returned home
with his wife and family to find his
house had been burgled. He had to
call the locksmith out to fix new locks
(now you remember it don’t you?)
and the locksmith needed paying but
they did not have quite enough cash
to pay him and their credit cards and
other money had been stolen. They
only needed a small amount of
money (a plausible 33 euros in the
latest case brought to our attention
by a reader in Cabo Roig) but had to
get the money to the locksmith by
4.00 pm. Many times in the past the
unwitting victim has coughed up. In
this latest case the couple who were
approached did not have enough
cash on them and the wife even went
to the ‘hole in the wall’ to get some
more while the confidence artist sat
down with the husband to await the
return of his money. He said he lived
‘over the back’ and would return the
money the next day. When nothing
happened our reader, beginning to
suspect the worst, went round and
discovered of course that the man did
not live there at all. The description of
the perpetrator is all too familiar, tall
very thin, speaking English with an
accent. On this occasion he said he
was Swedish. Our reader felt rather
foolish when he realised it was a con
but as he said, ‘if you get to the stage
where you don’t trust anybody then
it’s a sad world if you can’t help
people out’, and that is the sad thing
about this ‘con’, it makes people very |
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Written by Paul Mutter
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Monday, 08 February 2010 19:03 |
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We have received many calls and emails
from delighted readers, confirming that
they have received the necessary forms
to be completed in order that they may
get their EHIC Heath Cards sent to them
from the UK. Delighted and perhaps a
little surprised that the original
promises by the authorities for a new
system to be in place by the end of
February has actually come to pass by
the due date.
The changes apply to those people in
receipt of a UK pension but who are
resident over here in Spain and are
receiving health care courtesy of
registering their E121. Up until this year
everyone in that situation had to get
their EHIC heath cards, valid for
emergency health treatment in EU
countries, here in Spain which were
valid for only one year. Last year,
changes in the rules for covering EU
nationals of one country but living and
resident in another EU country were
introduced. This means that UK
pensioners, resident and registered in
Spain for health care have to apply for
their EHIC cards from the UK and not
from Spain. The changes caused a
certain amount of anxiety amongst
readers who were finding that the
Spanish authorities in some cases were
not renewing their EHIC cards, even
though there was no new system in
place at that time to apply for them
from the UK. Initially the word was that
the new system would come into force
at the end of February this year but that
date was subsequently altered to May
the 1st. Anyone whose Spanish issued
EHIC runs out before that date should
be able to get an extension to cover the
period from the expiry date until the 1st
of May when they are expected to have
applied for and received their new EHIC
card from the UK covering them for
emergency treatment when they go
back to the UK and other countries in
the European Union. Your local Health
centre should be able to advise you
about this.
As mentioned earlier, people are
already beginning to receive their
application forms which come with an
explanatory letter. I understand from at
least one of our readers, that the forms
are very straightforward to complete
and according to information on the
NHS website the forms are being sent
out during the month of February so if
you have not received one by the end
of the month and believe you should
have done so, then that might be the
time to contact the authorities in the
UK to find out what has happened.
The British government have said that
provided the completed forms are
returned by the end of March, the new
cards should be in your hands by the
1st of May when the new regulations
come into force. There is some further
good news as well, it appears that the
UK issued EHIC cards will be valid for
five years, so no need to reapply on an
annual basis as used to be necessary
with time consuming trips to Orihuela. |
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Written by Paul Mutter
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Monday, 04 January 2010 19:22 |
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Where there’s smoke there might
not be by the end of this year.
Welcome to 2010, a brand New Year
with no doubt plenty of opportunity
for some nice juicy rumours and
misunderstandings to do the rounds.
Over the Christmas period just before
the end of last year, I came across a
couple. The first, rather aptly as it
turned out, was while I was sitting
enjoying a quick café con leche on
the terrace of a local bar. It was on
one of the nicer mornings we have
had over this mixed period for
weather and I was taking in some
winter sunshine when I could not
help but overhear a conversation
from a table close by. A couple of
men had sat down and had an
assortment of drinks in front of them.
I heard the click of a cigarette lighter
and one of the four remarked, “You’ll
not be able to do that next year you
know.”
“What do you mean?” the other man
queried.
“Smoke; next year they are going to
impose a total smoking ban here in
Spain,” said the first.
“I’ve not heard that,” said the smoker.
“Where did you see that?”
“Oh it’s common knowledge. They
were all talking about it down in our
local bar the other night. You’ll have
to give up for a New Year’s
resolution.”
“They’ll never impose that,” said the
smoker,” the bars wouldn’t wear it.”
“They’ll have to if it’s a law, “said the
first, “you just wait and see.”
I heard another click of the cigarette
lighter. Obviously the stress of
thinking about a total smoking ban
was leading to him smoking even
more cigarettes!
So what is the truth about the
smoking laws here in Spain? Is there
going to be a total ban this year?
The answer is that there almost
certainly will be a tightening of the
laws. It is widely tipped that there will
be a ban on smoking in enclosed
public spaces but there is no
indication of exactly when the new
law will be brought in. If and when it
is law what it means is that there will
be no smoking inside bars and
restaurants for a start. If they have
terrace or outside areas though, you
would be able to smoke there. The
Minister for Health, Trinidad Jimenez,
is determined to make progress with
no smoking regulations in Spain and
it seems that, despite cries from the
hostelry trade that it will be the death
of the industry, she has the backing
of the majority of Spanish people
who want to see tougher laws. The
delays in implementing the law
appear to be due to the minister
trying to get as much support as
possible for the bill. The Organisation
of Consumers and Users (The OCU)
has issued a statement in favour of
change and quotes statistics that it
says demonstrates there is
insufficient observance of the law at
the moment and that hostelry
associations who claim their
members have invested a lot of
money in segregating areas for
smokers and non smokers are
exaggerating. They claim that in a
study of 976 areas only 10% of small
cafés have banned smoking and 37%
of the restaurants that provided a
separate area for non smokers did
not meet the legal requirements.
Furthermore they say that 85% of
restaurants have larger areas for
smokers than they should have
under the legislation; all in all not a
very good record. Although there
seems to be growing popular
support for further smoking
restrictions, other statistics were
published towards the end of 2009
that showed an increase in smokers
since the new laws have been
introduced so it seems the message
is not reaching all parts of the
population. There is no going back
on the anti smoking movement in
Europe though with further
restrictions likely as governments
attempt to improve our health and
reduce the costs to national health
services from smoking related illness.
So if you have not given up already
now might be the time to seriously
tackle the problem. As a ‘reformed exsmoker’
myself I can thoroughly
recommend a smokeless lifestyle.
Now on to something completely
different – I have had a few calls and
emails from readers worried about
the cost of their electricity and aren’t
we all. It is not so much the current
charges, which are high enough, but
the anticipated charges during this
present year. It appears that there is
a rumour circulating that if you do
not sign up with Iberdrola as quickly
as possible you might face an
increase of 30% in the cost per unit of
your electricity. While there is no
doubt that electricity charges will go
up this year there are no indications
whatsoever they will increase by
30%. The figure is more likely to be of
the order of 3%. As many of you will
know or remember, the market for
electricity has been opened up, at
least in theory, to make it more
competitive. This occurred last year
and there are now two categories of
supplier. The first are those
companies whose prices will be
decided by the government but who
can offer up to a 2% discount on
those prices. They are called in
Spanish ‘comercializadora última
recurso’ or companies of last resort in
English which is not telling you very
much. There are five of these. The
second category is the companies
operating in the ‘free market’ and on
the piece of paper I received last year
there were 24 of those. They are
called ‘comercializadora mercado
libre’ or free market companies which
is much easier to understand. These
companies will be setting their own
tariffs and you are free to contact any
of them and set up a contract. As we
said at the time in CoastRider the
problem is that these ‘free market’
companies are not falling over
themselves to publish that
information. You will notice that
some companies will be operating in
both sectors of the market which
does not help clarify what is
happening as far as the average
consumer is concerned. The best
answer is to go to your local Iberdrola
showroom and ask for clarification if
you are not sure what is going on.
You can also read up about Iberdrola
and what the company is doing on
their website which has a large
section in English for those not
confident with their Spanish. |
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Written by Paul Mutter
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Monday, 23 November 2009 19:39 |
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I had a call from a lady recently concerned about
identity theft. A friend of hers had been reading
something about it but seemed confused as to what
exactly it was and how you protected yourself against
it. Her friend was worried abut shopping over the internet
and how safe it was and she had heard rumours about
phishing emails but was not sure what they were; were they
dangerous she asked.
Identity theft is where other people use your personal
details to open bank accounts, take out loans and apply for
official documents such as passports and driving licenses.
Loans and other arrangements set up in this way can become
the responsibility of the innocent victims. It is not the same as
physically impersonating another person. The term was first
used over 30 years ago but the crime, because that is what it
is, has become much more commonplace over the last 15
years and with the rise of computer based data systems. Last
year the cost to the UK alone was put at 1.2 billion pounds.
There are several ways you can help to protect yourself
against someone using identity theft against you.
Identity theft is all about other people gaining information
about you, therefore the first thing to do is to limit the
opportunity for that happening by being careful about how
you dispose of letters and correspondence with personal
information in it. The best way is probably to burn it, the next
best and perhaps more practical method is to shred it. Never
keep credit cards together with a record of any pin or security
numbers. Use different pin and security numbers for different
cards. Always check your statements carefully and inform the
bank if you notice any irregularities. If you lose or have stolen
any cards, passports driving licenses or other documentation
inform the issuing authorities and the police as soon as
possible. Do not carry your credit cards around unnecessarily.
Keep your personal documents in a locked drawer or even a
safe.
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